Exclusive to NGCOA Members

Are you getting the most out of your Property & Casualty insurance? The NGCOA offers the following options to lower cost, and risk:

Captive Insurance

NGCOA members eligible for captive solutions can earn an average 30% of premium, less for guaranteed cost plans. Applicable for Workers Compensation, General Liability and Automobile. Eligibility: $100,000 annual premium and above.


Insurance to include larger sub limits for trees, greens plus coverage for flood, wind, earthquake/sinkhole, business income, ingress/egress, off premises utility failure and many other exposures critical for a successful golf operation.


With over 100 carriers available to quote your program, there are many options. Depending on your location & premium size, dividend programs, small deductibles and other risk financing options are available